One of my greatest lessons was - I wish I knew to start investing sooner. It wasn’t until the age of 26 that I learnt about the concept of compound interest and investing. It then took me another year of researching and learning until I invested my first £1 at the age of 27. In total, I lost 10 years and thousands of pounds. The lesson? Don't wait to invest. You can't gain back the time lost. I wish I'd known to capitalise on the time I had to invest.

o many of us think that the sensible option is to “work hard and save your money”. In actual fact, this is a tiring existence. You’re swapping one resource (time) for another (money) and there is no end to the cycle. As long as you want to have money, you have to be working. So, what’s the solution? Investing!

Every single day that you are out there making, spending and saving your money, you are actually losing money. I know, it’s mind-blowing when you begin to break it down and realise where your money leaks are and just how much money you are losing.