Understanding what your Big Happy Goal is will allow you to focus on the WHY and not the money. This will transform your relationship with money because you're calling in, saving, investing and managing money in a way that allows you to get what you want. Therefore, money becomes the vehicle that gets you to the destination, not the destination itself.

The best thing to do for your financial self and mental health is to create a plan to clear any debt you have so that you start to build real wealth over time and become financially free.

Budgets are incredibly useful tools and an important part of our financial health. With inflation rising, prices increasing and bills soaring, you have to adjust your budget in accordance whilst finding ways to increase your income.