Every single day that you are out there making, spending and saving your money, you are actually losing money. I know, it’s mind-blowing when you begin to break it down and realise where your money leaks are and just how much money you are losing.

What is the point of working, making a salary, or running a business, to be saving or spending that money, but a large portion of it being lost? This is why it's so important to identify your money leaks so that you can use this data to make changes and grow wealth.

In the world of finance there’s so many different things to understand; investing, budgeting, saving, money management. With so much to consider, where do you start? I’m going to break down what I think are the 5 most important things to start you on your journey.